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Water Damage Risk Mitigation

Water Damage Risk Mitigation

What is Water Damage and How Does It Occur? One of the reasons water damage is so pernicious is the wide variety of sources from which water can seep into a building. Among these sources are domestic water lines, drains and drain lines, sewage systems, heating and...

The Excess Market: Where It Is Now and Where It’s Going

The Excess Market: Where It Is Now and Where It’s Going

The excess coverage market has shifted considerably in recent years. What was once a standard has become a tumultuous area for underwriters, with premiums increasing and coverage being withdrawn at rates previously unfelt in the market. For those unfamiliar with the...

Product Liability Considerations

Product Liability Considerations

Why is product liability coverage important? Even if a company consistently makes a high-quality product, mistakes still happen. This is one of the reasons why over 1,000 products are officially recalled every year in the U.S. alone – a number that does not account...

Why Your Non Profit Clients Need D&O Coverage

Why Your Non Profit Clients Need D&O Coverage

Why your clients need D&O: Immunity does not prevent an organization from being suedLaws against discrimination and harassment apply to all employers, even non-profits. You can also be sued by employees or third parties, such as clients or vendorsNearly 85% of...